Real Estate Investment Calculator 🏠

    Property Information

    Street address

    City

    State

    Zipcode

    UnitBedsBaths
    1

    Acquisition costs

    Purchase price ($)

    Down payment (%)

    Down payment ($)

    $120,000.00

    Loan (%)

    80.00

    Loan amount ($)

    $480,000.00

    Loan term (years)

    Interest rate (%)

    Monthly Mortgage

    $0.00

    Annual Mortgage

    $0.00

    Closing costs ($)

    % of loan

    0.50

    Renovation Cost ($)

    % of purchase

    0.83

    Other Cost ($)

    % of purchase

    0.25

    Initial investment ($)

    $128,900.00

    Operating expenses

    Property tax (annual)

    Property tax (%)

    1.07

    Home insurance (annual)

    HOA (monthly)

    Mortgage insurance (PMI) (annual)

    Management Fee (%)

    Management Fee (annual)

    $5,040

    Utilities (monthly)

    Other (monthly)

    Total expenses (monthly)

    $0

    Total expenses (annual)

    $16,110

    Income

    $ income per month

    Zillow Market Summary

    UnitBedsBathsRent
    1

    Vacancy (%)

    Weeks per year

    0

    Monthly income

    $4,200

    Annual income

    $50,400

    Annual Growth

    Rent growth %

    Rent growth

    $1,260

    Appreciation %

    Property appreciation

    $18,000

    Operating costs %

    OPEX increase

    $322.2

    Initial investment

    $128,900.00

    Cost to acquire the property and generate income

    Income

    $50,400.00

    Gross income (year 1)

    Operating expenses

    $16,110.00

    Recurring operating expenses (year 1)

    Debt service

    $0.00

    Annual loan costs (mortgage + PMI)

    Cash flow

    $0.00

    Net cash flow (year 1)

    Cash on Cash return

    0.00%

    Cash flow / initial investment

    Net operating income

    $0.00

    Income after operating costs

    Debt service coverage ratio

    0.00

    NOI / annual debt service

    Capitalization rate

    0.00%

    NOI / FMV

    Rent-to-price ratio

    0.70%

    Monthly rental income / FMV

    Gross rent multiplier

    11.90 years

    FMV / annual rental income

    Loan to value

    80.00%

    Loan amount / FMV

    Acquisition costs

    Feb 2025

    Expected to grow 2% annually
    Showing expenses for the first month

    Operating Expenses

    Feb 2025

    Expected to grow 2% annually
    Showing expenses for the first month

    Cash flow

    Feb 2025 - Feb 2055

    Insights
    Cash flow positive immediately
    Cash flow $34,290 -> $74,530 ( 117% , $40,240 )
    Income $50,400 -> $103,139 ( 105% , $52,739 )
    Expenses $16,110 -> $28,609 ( 78% , $12,499 )

    Home Equity

    Feb 2025 - Feb 2055